Asset Utilization Loans
Unlocking Your Wealth for Home Financing
What is an Asset Utilization Loan?
An asset utilization loan allows borrowers to qualify for a mortgage by using their liquid assets—such as savings, investments, or retirement funds—rather than traditional income sources. This is an ideal solution for high-net-worth individuals, retirees, entrepreneurs, or investors who have significant assets but may not show consistent income on paper.
Features & Benefits:
✔ No Traditional Income Documentation – Qualify based on assets rather than pay stubs or tax returns.
✔ Flexible Asset Qualification – Use cash reserves, stocks, bonds, or retirement accounts to demonstrate financial strength.
✔ Higher Loan Amounts – Access larger financing options based on your wealth rather than just income.
✔ Ideal for Self-Employed & Retirees – Perfect for those with substantial assets but fluctuating or unconventional income.
✔ Competitive Rates & Terms – Enjoy favorable loan terms tailored to your financial profile.
I worked with Mike Ahmari recently on a difficult, time sensitive transaction. Mike and his team worked through the Easter holiday weekend to ensure their clients could meet a demanding seller's time frame. It was truly a miracle and it all ended cleanly and successfully. Mortgage and real estate are highly regulated industries and to achieve a success in this type of transaction is deserving of the highest of high fives one can give.
Mike Ahmari and his team just helped us pull off the most amazing bridge loan of all time. With 3 properties involved on the buyer's side alone they met an impossible deadline pushed upon them. Wow!
