Voted Top Rated Boutique Lenders by Realtors 5 years in a row
Purchasing a Home with BluEleven
Buying a home is one of the most significant financial decisions you’ll ever make. Whether you’re purchasing a primary residence, a second home, or an investment property, BluEleven is here to guide you through every step. Our expertise, loan products, and commitment to your success ensure that you secure the best financing option tailored to your needs.
Step 1
Understanding Your Goals
Before you begin your home search, it’s essential to determine what you’re looking for and what you can afford. Consider:
- The type of property (primary residence, vacation home, or investment property)
- Your budget and financing options
- Your long-term goals and financial plans
Step 2
Getting Pre-Approved
A mortgage pre-approval strengthens your position as a buyer and provides clarity on how much you can borrow. BluEleven offers a seamless pre-approval process with competitive loan programs, ensuring you’re well-prepared when making an offer.
Step 3
Understanding Your Goals
Work with a real estate professional to explore properties that meet your needs. Consider factors like location, property condition, potential appreciation, and future resale value.
Step 4
Selecting the Best Loan Program
BluEleven provides tailored loan solutions to fit your financial profile:
With having access to 150 different programs we have the ability to deliver result when it counts.
Step 5
Making an Offer & Loan Processing
Once you’ve found the perfect home, your real estate agent will help you submit a competitive offer. Meanwhile, BluEleven works diligently to process your loan efficiently, handling underwriting, appraisals, and required documentation to ensure a smooth closing.
Step 6
Closing & Moving In
After final loan approval, you’ll close on your new home and receive the keys! BluEleven ensures a stress-free closing process, so you can focus on settling into your property.
What to Look for When Buying a Home
Finding the right home involves more than just aesthetics. Consider these factors:
- Location: Proximity to work, schools, amenities, and future development potential.
- Property Condition: Inspection results, age of major systems (roof, plumbing, HVAC), and potential renovations needed.
- Market Trends: Home appreciation rates, neighborhood demand, and comparable sales.
- Financing Costs: Interest rates, loan terms, and monthly mortgage affordability.
At BluEleven, we simplify the home-buying journey by providing expert guidance, competitive loan programs, and a client-first approach. Whether you’re purchasing your first home, a vacation getaway, or an investment property, we’re here to help you every step of the way.
We are dedicated for LIFE!
My husband and I used BluEleven for our first home purchase. They were very fast in getting our initial Pre-approval and work pretty late hours until things were done. Any time I had a question or request they were right on the ball. We actually got lucky in this crazy market and one of our offers were accepted. The actual loan process was like any loan process (annoying) but Isahi and John pushed things along for us. Again they were responsive, professional, and closed escrow on time. I know these guys worked hard for us and helped our dream of owning a home come true! Thanks from the Krupp’s
Mahalo Mike and God bless 😇
There were some big hoops to jump through and you did it!
The clients are so happy to finally be in their new home here on Kauai; Congrats to you & your team 😊. Lisa
