Licensing & Compliance

State Licenses
Business Purpose Loans

Business Purpose Loan or investment property loans available in the following states.

State Licenses

Additional State Licenses

Business Purpose Loan or investment property loans available in the following states.

State Natural Person LLC
Company Unlicensed
LO Unlicensed
Company Licensed
LO Unlicensed
Both Licensed Company Unlicensed
LO Unlicensed
Company Licensed
LO Unlicensed
Both Licensed
AlabamaEligibleEligibleEligibleEligibleEligibleEligible
AlaskaEligibleEligibleEligibleEligibleEligibleEligible
ArizonaIneligibleEligibleEligibleIneligibleEligibleEligible
ArkansasEligibleEligibleEligibleEligibleEligibleEligible
CaliforniaIneligibleEligibleEligibleIneligibleEligibleEligible
ColoradoEligibleEligibleEligibleEligibleEligibleEligible
ConnecticutEligibleEligibleEligibleEligibleEligibleEligible
DelawareEligibleEligibleEligibleEligibleEligibleEligible
FloridaIneligibleIneligibleEligibleEligibleEligibleEligible
GeorgiaEligibleEligibleEligibleEligibleEligibleEligible
HawaiiEligibleEligibleEligibleEligibleEligibleEligible
IdahoIneligibleIneligibleEligibleIneligibleIneligibleEligible
IllinoisEligibleEligibleEligibleEligibleEligibleEligible
IndianaEligibleEligibleEligibleEligibleEligibleEligible
IowaEligibleEligibleEligibleEligibleEligibleEligible
KansasEligibleEligibleEligibleEligibleEligibleEligible
KentuckyEligibleEligibleEligibleEligibleEligibleEligible
LouisianaEligibleEligibleEligibleEligibleEligibleEligible
MaineEligibleEligibleEligibleEligibleEligibleEligible
MarylandEligibleEligibleEligibleEligibleEligibleEligible
MassachusettsEligibleEligibleEligibleEligibleEligibleEligible
MichiganEligibleEligibleEligibleEligibleEligibleEligible
MinnesotaIneligibleEligibleEligibleIneligibleEligibleEligible
MississippiEligibleEligibleEligibleEligibleEligibleEligible
MissouriEligibleEligibleEligibleEligibleEligibleEligible
MontanaIneligibleEligibleEligibleEligibleEligibleEligible
NebraskaEligibleEligibleEligibleEligibleEligibleEligible
NevadaIneligibleIneligibleEligibleIneligibleIneligibleEligible
New HampshireEligibleEligibleEligibleEligibleEligibleEligible
New JerseyEligibleEligibleEligibleEligibleEligibleEligible
New MexicoEligibleEligibleEligibleEligibleEligibleEligible
New YorkEligibleEligibleEligibleEligibleEligibleEligible
North CarolinaEligibleEligibleEligibleEligibleEligibleEligible
North DakotaIneligibleEligibleEligibleIneligibleEligibleEligible
OhioEligibleEligibleEligibleEligibleEligibleEligible
OklahomaEligibleEligibleEligibleEligibleEligibleEligible
OregonIneligibleIneligibleEligibleIneligibleIneligibleEligible
PennsylvaniaEligibleEligibleEligibleEligibleEligibleEligible
Rhode IslandIneligibleEligibleEligibleIneligibleEligibleEligible
South CarolinaEligibleEligibleEligibleEligibleEligibleEligible
South DakotaIneligibleIneligibleEligibleIneligibleIneligibleEligible
TennesseeEligibleEligibleEligibleEligibleEligibleEligible
TexasEligibleEligibleEligibleEligibleEligibleEligible
UtahIneligibleIneligibleEligibleIneligibleIneligibleEligible
VermontEligibleEligibleEligibleEligibleEligibleEligible
VirginiaEligibleEligibleEligibleEligibleEligibleEligible
WashingtonEligibleEligibleEligibleEligibleEligibleEligible
West VirginiaEligibleEligibleEligibleEligibleEligibleEligible
WisconsinEligibleEligibleEligibleEligibleEligibleEligible
WyomingEligibleEligibleEligibleEligibleEligibleEligible
Effective 01.01.2026 — Informational Purposes Only. BluEleven is not a law firm. This is not legal advice.
Disclosures

Licensing & Regulatory Information

BluEleven Mortgage

BluEleven Mortgage is a dba of BluEleven Capital Corporation NMLS # 1888223

Equal Housing Disclosure

BluEleven Capital is an Equal Housing Lender. BluEleven Capital does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided an applicant has the capacity to enter into a binding contract), an applicant's income being derived from any public assistance program, or applicant having, in good faith, exercised any right under the Consumer Credit Protection Act, or on any other basis prohibited by law.

Texas Required Disclosure

Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed mortgage company residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.

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Who Should Become a Loan Officer and Why?

Insurance Agents

Insurance agents already have a strong client base seeking financial security. By becoming a loan officer, they can offer mortgage solutions alongside insurance products, creating more value for clients and increasing their earnings through commission-based loan closings. Their expertise in risk assessment and financial planning makes them well-suited for this role.

Realtors

Realtors thrive on home sales and adding mortgage origination to their services can provide a seamless experience for clients. By becoming a loan officer, they gain control over the financing process, reduce deal fallout, and unlock an additional revenue stream. This dual role strengthens client relationships and enhances their ability to close transactions faster.

Wealth Management Advisors

Wealth advisors guide clients on financial growth and stability, making mortgage lending a natural extension of their expertise. By offering tailored financing solutions, they help clients leverage assets, optimize debt, and structure real estate investments wisely. This not only strengthens client trust but also diversifies their service offerings, increasing long-term revenue potential.

Want to become a partner?