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Call Your Reverse Specialist at BluEleven


HECM & Equity Elite® Reverse Mortgage


Reverse mortgages are no longer reserved for homeowners aged 62 and older. Equity Elite® now offers reverse mortgages for 55+ borrowers in select states.


Those seeking lower up-front costs—Equity Elite® has no up-front or ongoing mortgage insurance premium, which can mean lower closing costs than a traditional reverse mortgage, saving you money on the loan.


Say goodbye to reverse mortgage loan limits when you go with an Equity Elite® loan. You may be able to access even more of your equity than with traditional reverse mortgages on the market.

It’s Easy to Get Started

Apply Now!

So easy, you can apply anywhere

We design our process with the ease of our customers in mind.

Safest Loan for American Homeowners Aged 55 & Older

Traditional reverse mortgages, also known as Home Equity Conversion Mortgages (HECMs), changed the game for longtime homeowners who wanted to access the valuable equity they’d built up over time. But HECMs have limitations on who can borrow and how much. With Equity Elite®, there are fewer reverse mortgage restrictions, and more people have more access to their home equity.

  Home Equity Conversion Mortgage (HECM)
Equity Elite® Reverse Mortgage
Minimum age to qualify 62 55 in selected state(s)
Limit on amount of proceeds you can take in the first 12 months Yes No

Non-recourse feature

(You’ll never owe more than the home is worth when the loan is paid)

Yes Yes
How much can be borrowed? Less than $970,800 Up to $4 Million
Mortgage Insurance Premium cost Upfront and ongoing None
Condominium eligibility FHA-approved condominium communities only Community can be FHA-approved, Fannie Mae-approved or RMF-approved–so more condos qualify
Closing Costs Lender closing costs apply Equity Elite® Zero offers a lender credit to be applied towards most closing costs

Call Our DSCR Loan Specialist to see what you qualify for.

Call us! (800) 671-6204

Call us today!
(800) 671-6204

See what others have said about BluEleven Mortgage

What Our Customers Say

Kind words from our beloved customers

BluEleven Mortgage
Based on 29 reviews
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Len KovnerLen Kovner
17:57 08 Jul 24
Blue 11 is a knowledgeable and creative group that was able to get me the mortgage that I wanted. They made the experience effortless and they worked extremely hard to make the deal work. Isahi Pena did an amazing job bringing this mortgage to fruition?
Carey EckertCarey Eckert
22:14 09 Apr 24
As a Realtor, one of my top priorities when working with lenders is effective communication and exceptional customer service. Recently, I had the pleasure of collaborating with Mike, Isahi, and Troy from the BluEleven Mortgage Team on two challenging apartment building transactions. Despite the complexities and ups and downs we encountered during these deals, I was consistently impressed by their unwavering commitment to communication, responsiveness, and dedication to our mutual clients.I extend my sincere appreciation and hats off to the BluEleven Mortgage Team for their outstanding support and partnership. If you're seeking a lender who values communication and customer service above all else, I highly recommend connecting with this exceptional team.Thank you, Mike, Isahi, Troy, and BluEleven Mortgage, for your commitment and excellence!Best regards,Carey Eckert
Deborah ColeDeborah Cole
21:50 01 Mar 24
Mahalonuiloa to Mike & his team at B11 (especially Troy) for the GREAT job they did with my Clients’ ReFis! Yes, that’s ReFis plural: it was a tricky set of transactions that all needed to execute simultaneously, and they set it up like a BOSS! Will definitely recommend them again 😀
Luke WallisLuke Wallis
02:31 06 Oct 23
Isahi did a fantastic job making the whole process of getting a loan so easy for us! Thank you!!!
02:48 19 Sep 23
An absolute pleasure to work with the Team at BluEleven. Mike has been amazing to work with in coordinating and in navigating both the original mortgage and the construction loan required after. Isahi who dealt with my case, was extremely professional, courteous and very responsive to any emails or calls that I made. You couldnt find yourself a better team to work with.
Tiffany WexlerTiffany Wexler
20:00 28 Jul 23
Isahi and the team at BluEleven took such amazing care of me during the incredibly fast turnaround getting pre-approved for my first home purchase. They worked efficiently to get me ready for submitting my offer, and shepherded me through the mortgage process and my loan options when my offer was accepted! Given this was my first time going through the process, I had many questions and sometimes needed Isahi to explain terms and options to me in several different ways. She was patient and thoughtful, always striving to make sure that we were on the same page and that I was well informed. I also really appreciate that she over-communicated during the closing period, checking in on me and letting me know exactly what was happening on the backend each day. This really eased my nerves in the aftermath of taking the big leap into homeownership. I am so grateful for Isahi and everyone who helped make this incredible milestone possible. Highly recommend!
Whitney SchrauthWhitney Schrauth
01:42 20 Apr 23
It was a pleasure working with BluEleven and they worked diligently me throughout the entire process.
rosalie girardrosalie girard
03:50 14 Apr 23
We had a fantastic experience with John and Troy from BluEleven.The team at BluEleven were outstanding professionals who excel in their role with efficiency and diligence. They maintained a reassuring and calm demeanor throughout the cycle, even in extremely stressful situations - they were focused on achieving the desired outcome and were extremely resourceful when issues with the lending process arose.The best part of working with John was that he was able to be creative and think of options we would have never thought about, given he is very experienced and knows this business like nobody else. John has been very patient, responsive, and most importantly in control, throughout the cycle. It brought us lots of peace, as we felt that we were in good hands.The underwriting stage was a very stressful and tedious one, but we felt like Troy was 100% in control, pushing things through and working closely with underwriters to ensure our deal could close on time.We recently closed on our home and we are extremely happy to have worked with BluEleven to make this dream come true. Thank you for going above and beyond!Rosalie & SamMarin County, CA
Maeve HoldenMaeve Holden
21:38 12 Apr 23
BluEleven has been super attentive and amazing, with great communication through tge whole buying escrow process! We had a tough timeline to meet, and meet it we did with their help! Thank you so much for helping our dreams come true!
Leslie DoughertyLeslie Dougherty
21:29 10 Apr 23
I worked with Mike Ahmari recently on a difficult, time sensitive transaction. Mike and his team worked through the Easter holiday weekend to ensure their clients could meet a demanding seller's time frame. It was truly a miracle and it all ended cleanly and successfully. Mortgage and real estate are highly regulated industries and to achieve a success in this type of transaction is deserving of the highest of high fives one can give.