Mortgage Underwriter Job Summary
Our mortgage company is expanding and we are seeking an experienced mortgage underwriter to join our growing team. You’ll be responsible for ensuring real estate loan applications are completed with all required documents submitted correctly and loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today!
Location
Orange, CA (HYBRID POSITION BUT OPEN TO REMOTE)
Mortgage Underwriter Responsibilities
- Review all mortgage applications and supporting documents to ensure all necessary information is included for approval
- Research applicant’s employment and financial history to help determine the accuracy of application and documents
- Request additional information as needed on all documents to help determine loan risk
- Ensure once all information is gathered that it is accurate, compliance standards are met, and it is in congruence with company policies
- Communicate and document reasons for approval or rejection of loans so clients and loan officers are well-informed of decisions
Mortgage Underwriter Qualifications
- Bachelor’s degree in business, finance, or a related field
- At least 2 years of mortgage underwriting experience or mortgage lending experience required
- Familiarity with home loans and residential mortgages such as FHA, USDA, VA, conventional loan guidelines, and loan products. Jumbo and non-QM as well.
- Working knowledge of Microsoft office and automated underwriting systems
- Excellent decision-making and communication skills
Mortgage Underwriter Compensation
**based on experience
**eligible for benefits after 60 days of employment
