Refinancing Your Home

Better Rates, Better Service a Better Mortgage Experiance

We are committed to making your dream of homeownership a reality

Same Day Approval!

Our Sam Day Approval empowers you to get approved for your dream home in 24 hours,

Streamlining the application process

No need to wait for days to get answers. Our purpose is to ensure you walk away thinking this was too easy!

Ensure 100% Customer Satisfaction!

Our sole goal is to ensure 100% satisfaction by our clients or referring partners. No Exception! 

Lower My Payment

If interest rates have dropped since you got your mortgage, refinancing could reduce your rate, which lowers your monthly payment and saves you money over time.

Payoff My Balloon

If you are currently in a construction or a short-term bridge loan we have so many options to help get you into a stable program. Let’s chat! 

Need Cash Out

 If your home has appreciated in value, you can tap into that equity to consolidate debt, renovate your home, or invest in other opportunities.

Timing is everything!

 Life happens and in those situations there is no better partner on your side then BluEleven. We have the expertise and the products to deliver the right result when it matters. Let us know your goal and we will create the pathway to achieving the result. 

Simple Qualification

Navigating the path to loan approval has never been easier. We tailor our evaluation to accommodate your unique circumstances, whether you’re seeking quick funds for your business account, aiming to purchase or refinance an investment property, or dealing with low credit scores, non-US residency, or
self-employment

Fast Turnaround

Time is of the essence in real estate investments. Our process reflects that urgency. From application to closing, expect swift and decisive action. Loan decisions are typically made in days, leading to closing times as fast as 
5-14 business days.

Competitive Rates

We’re committed to providing speed, flexibility, and fairness in our loan terms. Our interest rates are constantly adjusted to remain competitive and equitable as part of our commitment to ensuring you receive a deal that reflects the current market conditions and your specific scenario.

Flexible Terms

Your investment strategy requires agility. Our loans are crafted to match. With financing up to $4 million, loan-to-value (LTV) ratios as high as 80 percent, and repayment terms that adapt from 1-3 years, we offer the flexibility needed to navigate the dynamic real estate market.

Donna Kinsella
05:56 28 Mar 25
Mike performed a miracle, really he came through on a loan for a buyer for my house when others failed. My house was for sale for almost a year with no offers and finally when I received an offer Mike made it happen all within ten days, when the other lender kept delaying it. Selling a home is so stressful, Mike kept me informed every step of the process, he said the loan would go through and it did! I am so grateful to him for making it happen, now I can have my new home and new beginning.
Mahalo Mike and God bless 😇
Tammy Casciano
00:38 28 Mar 25
I recently obtained a mortgage with BluEleven and I needed a lender that could work with unique situations for the self-employed . Mike and his team completed my mortgage in record time and offered a very competitive product. I highly recommend Mike and his team as not only did they deliver quickly, they were excellent in their communication, knowledge and friendly. 5 star service.
Eric Moran
17:16 27 Mar 25
Isahi and the team with BluEleven were excellent to work with. Great rates. Patient and answered all my questions. My real estate agent also praised them. We were able to close on a tight deadline. I would not hesitate to suggest BluEleven to others.
Jessica Williams
19:36 04 Feb 25
Isahi and the whole team at BluEleven Mortgage are amazing! We have used them twice now, once for a purchase and again for a refi. I let Isahi know what I would like to do and she quickly lets me know what my best options are. She is knowledgeable, a great communicator and works quickly to get things done (all of my favorite qualities). I will absolutely use them again in the future.
Philip Johnson
21:50 23 Jan 25
Mike & Isahi did a great job getting my loan done very quickly without any issues. Great job with organization and execution! I would recommend them highly!
Danielle Woodburn
23:52 21 Jan 25
My partner and I just bought a place in LA and had the best experience with BlueEleven. Day or night, Isahi was always available and very attentive during the whole process. Overall had a smooth experience and would highly recommend working with her!
Lisa Larkin
00:58 12 Dec 24
Mahalo Mike & Team, we are all so grateful for your diligence in finalizing the loan.
There were some big hoops to jump through and you did it!
The clients are so happy to finally be in their new home here on Kauai; Congrats to you & your team 😊. Lisa
Daisy Lankarani
05:35 06 Dec 24
Mike, Isahi and the whole team were amazing. They supported me and answered all of my questions along the way. They made my whole home purchasing experience a breeze. Highly recommend!

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Who Should Become a Loan Officer and Why?

Insurance Agents

Insurance agents already have a strong client base seeking financial security. By becoming a loan officer, they can offer mortgage solutions alongside insurance products, creating more value for clients and increasing their earnings through commission-based loan closings. Their expertise in risk assessment and financial planning makes them well-suited for this role.

Realtors

Realtors thrive on home sales and adding mortgage origination to their services can provide a seamless experience for clients. By becoming a loan officer, they gain control over the financing process, reduce deal fallout, and unlock an additional revenue stream. This dual role strengthens client relationships and enhances their ability to close transactions faster.

Wealth Management Advisors

Wealth advisors guide clients on financial growth and stability, making mortgage lending a natural extension of their expertise. By offering tailored financing solutions, they help clients leverage assets, optimize debt, and structure real estate investments wisely. This not only strengthens client trust but also diversifies their service offerings, increasing long-term revenue potential.

Want to become a partner?